American Express® Business Gold Card

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After spending $10,000 on purchases with your new Card in the first three months, you’ll earn 70,000 Membership Rewards® points! The rewards this card offers are special – your bonus categories might change each month to correspond with your spending trends, which is one of the American Express® Business Gold Card’s special benefits.

Your top two monthly spending categories will automatically give you 4X points for every dollar spent for the first $150,000 in combined purchases from these two categories each calendar year, up to $25,000 in purchases each year.

It should be very easy to recoup the $295 yearly fee between the welcome offer after you spend $10k, and the regular rewards (view full rates and fees here). The card also comes with basic travel benefits such as auto insurance, lost luggage insurance, and more​! Overall, a great choice for business owners!


  • For rates and fees of the American Express® Business Gold Card please visit this page.
  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
  • Please visit for more details.
  • Insurance is underwritten by AMEX Assurance Company.

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